Direct Reimbursement (DR) is a self-funded dental benefits plan that
reimburses patients according to dollars spent on dental care, not type
of treatment received. It allows the patient complete freedom to choose
any dentist. Instead of paying monthly insurance premiums, even for
employees who don't use the dentist, employers pay a percentage of actual
treatments received up to a cap amount set by the employer. Moreover,
employers are removed from the potential responsibility of influencing
treatment decisions due to plan selection or sponsorship. DR is the
ADA's preferred method of financing dental treatment.
A quality dental benefits plan can aid in the recruitment
and retention of employees. Dental benefits are consistently cited
of the most sought after employee benefits.
Visit ADA.org for more information: